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A former JPMorgan Chase banker is about to kick-start his new business venture of selling online medical insurance coverage with a focus on pets, after winning an operating licence on Wednesday as innovation in Hong Kong financial markets gains traction.

OneDegree, founded in 2016 by Alvin Kwock Yin-lun and industry veteran Alex Leung Te-yuan, became the third online insurer to be approved by Insurance Authority since 2017. The start-up aims to focus on a niche market for pets as its “flagship product” before expanding its menu to human coverage and cyber risk products.

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