PandaCredit is a data-driven financial technology platform, utilizes artificial intelligence, machine learning and big-data to build credit payment products for ecosystem partners in finance, e-commerce, transportation and mobile payment.
The company, combines its own unique user behavioral insights with multi-sectoral partner data to build state-of-the-art credit scoring engine, offers innovative consumer lending and salary advance products to under-banked and emerging young blue-collar population in Southeast and East Asia.   

PandaCredit has obtained financing licenses in India, Indonesia, Vietnam and Philippines; and fulfilled over US$150M of credit gap for nearly 10 million users collectively. 
PandaCredit